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This shows you the differences between two versions of the page.

--- user:under_contract [2026/01/02 20:02] – vtaylor
+++ user:under_contract [2026/01/02 20:16] (current) – vtaylor
@@ Line 10: / Line 10: @@
 Key Deadlines & Milestones
   *  Earnest Money Deposit (EMD) Due: [Date - Usually 3 days from today]
     * You will receive wiring instructions or a mobile deposit link from [Title Company Name].
+    *  //WARNING: Always call the title company directly to verify wiring instructions before sending funds. Wire fraud is a serious risk.//
-      *  //WARNING: Always call the title company directly to verify wiring instructions before sending funds. Wire fraud is a serious risk.//
+  * Inspection Period Ends: [Date - Usually 10–15 days from today]
+    * This is our window to cancel for any reason or negotiate repairs.
-   * Inspection Period Ends: [Date - Usually 10–15 days from today]
+  * Loan Application Deadline: [Date - Usually 5 days from today]
+    * Please notify your lender immediately that we are under contract so they can begin the formal process.
-       * This is our window to cancel for any reason or negotiate repairs.
+  * Closing Date: [Date of Closing]
-   * Loan Application Deadline: [Date - Usually 5 days from today]
-       * Please notify your lender immediately that we are under contract so they can begin the formal process.
-   * Closing Date: [Date of Closing]
 Inspections & Insurance (The Florida Essentials)
 I will help you coordinate these, but here is what we are ordering:
+  - General Home Inspection: A full top-to-bottom check of the property.
-   * General Home Inspection: A full top-to-bottom check of the property.
+  - Wind Mitigation Inspection: Required for Florida insurance. This tells the insurance company how well the roof stands up to high winds (crucial for Volusia coastal/storm zones).
+  - Four-Point Inspection: If the home is 20+ years old, your insurance will require this to verify the HVAC, Electrical, Plumbing, and Roof.
-   * Wind Mitigation Inspection: Required for Florida insurance. This tells the insurance company how well the roof stands up to high winds (crucial for Volusia coastal/storm zones).
+  - WDO (Termite) Inspection: Highly recommended in Central Florida.
-   * Four-Point Inspection: If the home is 20+ years old, your insurance will require this to verify the HVAC, Electrical, Plumbing, and Roof.
-   * WDO (Termite) Inspection: Highly recommended in Central Florida.
 Your Immediate "To-Do" List
+  - Contact your Lender: Send them the fully executed contract (attached to this email) and the listing sheet.
-   * Contact your Lender: Send them the fully executed contract (attached to this email) and the listing sheet.
+  - Schedule Inspections: I will send you a list of my preferred local Volusia inspectors today. Please let me know which one you’d like to use.
+  - Homeowners Insurance: Start getting quotes now. Insurance in Florida can take time to secure, and the "Wind Mitigation" report will be needed for your final quote.
-   * Schedule Inspections: I will send you a list of my preferred local Volusia inspectors today. Please let me know which one you’d like to use.
-   * Homeowners Insurance: Start getting quotes now. Insurance in Florida can take time to secure, and the "Wind Mitigation" report will be needed for your final quote.
 I’ll be checking in with you every few days, but if you have a question at 10:00 PM on a Tuesday, don't hesitate to shoot me a text!